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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,776 | $176,077-60.4% | $159,455-56.2% | $167,518-58.3% |
| Participation rate | 72.7% | 84.9%-12.2pp | 82.8%-10.1pp | 82.1%-9.4pp |
| Annual return | 11.55% | 331.83%-320.3pp | 263.63%-252.1pp | 478.71%-467.2pp |
| Employer contribution / active EE | $3,730 | $5,298-29.6% | $4,830-22.8% | $4,838-22.9% |
| Participant deferral / active EE | $7,013 | $7,751-9.5% | $7,353-4.6% | $6,342+10.6% |
| Admin fee / account holder | $11,011 | $12,556-12.3% | $10,800+1.9% | $12,312-10.6% |