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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,375 | $162,136-23.9% | $152,301-19.0% | $154,746-20.3% |
| Participation rate | 66.7% | 84.1%-17.4pp | 82.4%-15.8pp | 80.7%-14.0pp |
| Annual return | 12.91% | 91.02%-78.1pp | 80.50%-67.6pp | 172.34%-159.4pp |
| Employer contribution / active EE | $3,087 | $4,890-36.9% | $4,624-33.3% | $4,379-29.5% |
| Participant deferral / active EE | $7,121 | $8,341-14.6% | $8,004-11.0% | $6,730+5.8% |
| Admin fee / account holder | $1,775 | $15,759-88.7% | $14,398-87.7% | $14,365-87.6% |