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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,617 | $105,864-73.9% | $90,162-69.4% | $147,585-81.3% |
| Participation rate | 69.2% | 79.7%-10.5pp | 76.9%-7.6pp | 82.8%-13.6pp |
| Annual return | 15.33% | 37.63%-22.3pp | 34.88%-19.6pp | 578.57%-563.2pp |
| Employer contribution / active EE | $2,068 | $4,126-49.9% | $3,318-37.7% | $4,876-57.6% |
| Participant deferral / active EE | $3,550 | $5,733-38.1% | $5,287-32.8% | $5,439-34.7% |
| Admin fee / account holder | $1,764 | $8,046-78.1% | $5,943-70.3% | $10,885-83.8% |