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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,445 | $96,558-83.0% | $80,977-79.7% | $273,972-94.0% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 9.01% | 15.14%-6.1pp | 17.11%-8.1pp | 41.46%-32.4pp |
| Employer contribution / active EE | $2,600 | $4,869-46.6% | $3,715-30.0% | $4,869-46.6% |
| Participant deferral / active EE | $4,129 | $6,598-37.4% | $5,696-27.5% | $5,287-21.9% |
| Admin fee / account holder | $397 | $7,493-94.7% | $5,517-92.8% | $10,133-96.1% |