Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,312 | $78,529-62.7% | $105,591-72.2% | $74,400-60.6% |
| Participation rate | 37.0% | 72.8%-35.8pp | 75.3%-38.3pp | 67.2%-30.3pp |
| Annual return | 9.59% | 15.94%-6.3pp | 116.43%-106.8pp | 1367.51%-1357.9pp |
| Employer contribution / active EE | $957 | $2,522-62.0% | $3,166-69.8% | $2,624-63.5% |
| Participant deferral / active EE | $1,784 | $4,321-58.7% | $5,008-64.4% | $4,348-59.0% |
| Admin fee / account holder | $6,218 | $2,216+180.7% | $11,024-43.6% | $1,944+219.9% |