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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,477 | $100,895-32.1% | $90,430-24.3% | $158,950-56.9% |
| Participation rate | 33.3% | 75.0%-41.7pp | 72.7%-39.4pp | 82.0%-48.6pp |
| Annual return | 17.28% | 1725.54%-1708.3pp | 1293.73%-1276.5pp | 302.91%-285.6pp |
| Employer contribution / active EE | $626 | $3,689-83.0% | $3,262-80.8% | $4,762-86.8% |
| Participant deferral / active EE | $1,061 | $4,347-75.6% | $3,963-73.2% | $5,983-82.3% |
| Admin fee / account holder | $1,285 | $6,505-80.3% | $5,613-77.1% | $11,248-88.6% |