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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,656 | $45,152+3.3% | $73,835-36.8% | $59,633-21.8% |
| Participation rate | 53.3% | 64.0%-10.7pp | 73.4%-20.1pp | 68.7%-15.3pp |
| Annual return | -2.41% | 27.40%-29.8pp | 2268.13%-2270.5pp | 2041.40%-2043.8pp |
| Employer contribution / active EE | $1,557 | $1,901-18.1% | $2,788-44.1% | $2,203-29.3% |
| Participant deferral / active EE | $1,769 | $2,573-31.2% | $3,583-50.6% | $3,192-44.6% |
| Admin fee / account holder | $2,782 | $3,515-20.8% | $4,880-43.0% | $4,297-35.3% |