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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,488 | $52,678+31.9% | $75,784-8.3% | $59,633+16.5% |
| Participation rate | 63.0% | 67.2%-4.3pp | 75.8%-12.9pp | 68.7%-5.7pp |
| Annual return | -2.26% | 2.95%-5.2pp | 9.68%-11.9pp | 2041.45%-2043.7pp |
| Employer contribution / active EE | $2,530 | $2,193+15.3% | $3,323-23.9% | $2,203+14.9% |
| Participant deferral / active EE | $6,373 | $2,591+146.0% | $3,652+74.5% | $3,192+99.7% |
| Admin fee / account holder | $984 | $3,610-72.8% | $5,300-81.4% | $4,297-77.1% |