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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,739 | $110,337+125.4% | $102,383+142.9% | $145,877+70.5% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 10.96% | 24.83%-13.9pp | 24.94%-14.0pp | 551.28%-540.3pp |
| Employer contribution / active EE | $3,812 | $4,216-9.6% | $3,870-1.5% | $4,663-18.3% |
| Participant deferral / active EE | $11,765 | $5,621+109.3% | $5,060+132.5% | $6,691+75.8% |
| Admin fee / account holder | $12,693 | $9,750+30.2% | $8,391+51.3% | $13,402-5.3% |