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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,446 | $165,361-68.3% | $149,715-65.0% | $158,950-67.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 13.65% | 348.24%-334.6pp | 276.66%-263.0pp | 302.91%-289.3pp |
| Employer contribution / active EE | $2,776 | $5,103-45.6% | $4,645-40.2% | $4,762-41.7% |
| Participant deferral / active EE | $2,776 | $7,182-61.3% | $6,842-59.4% | $5,983-53.6% |
| Admin fee / account holder | $23,075 | $10,808+113.5% | $9,310+147.9% | $11,248+105.1% |