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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,564 | $150,447-65.1% | $136,298-61.4% | $147,586-64.4% |
| Participation rate | 80.0% | 84.4%-4.4pp | 81.9%-1.9pp | 82.8%-2.8pp |
| Annual return | 12.57% | 1049.15%-1036.6pp | 5156.27%-5143.7pp | 578.59%-566.0pp |
| Employer contribution / active EE | $2,186 | $5,256-58.4% | $4,696-53.4% | $4,876-55.2% |
| Participant deferral / active EE | $2,186 | $6,631-67.0% | $6,247-65.0% | $5,439-59.8% |
| Admin fee / account holder | $323 | $10,906-97.0% | $9,244-96.5% | $10,886-97.0% |