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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,881 | $209,428-72.4% | $178,498-67.6% | $158,950-63.6% |
| Participation rate | 86.7% | 86.4%+0.3pp | 81.9%+4.7pp | 82.0%+4.7pp |
| Annual return | 13.27% | 188.78%-175.5pp | 151.09%-137.8pp | 302.91%-289.6pp |
| Employer contribution / active EE | $6,860 | $5,707+20.2% | $5,011+36.9% | $4,762+44.1% |
| Participant deferral / active EE | $4,226 | $5,955-29.0% | $5,202-18.8% | $5,983-29.4% |
| Admin fee / account holder | $728 | $17,077-95.7% | $13,985-94.8% | $11,248-93.5% |