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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,120 | $198,461-77.3% | $170,436-73.5% | $147,585-69.4% |
| Participation rate | 72.2% | 88.0%-15.7pp | 83.6%-11.4pp | 82.8%-10.6pp |
| Annual return | 13.50% | 257.30%-243.8pp | 205.94%-192.4pp | 578.57%-565.1pp |
| Employer contribution / active EE | $3,594 | $6,184-41.9% | $5,433-33.8% | $4,876-26.3% |
| Participant deferral / active EE | $3,290 | $5,629-41.6% | $4,939-33.4% | $5,439-39.5% |
| Admin fee / account holder | $855 | $16,852-94.9% | $13,880-93.8% | $10,885-92.1% |