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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $521,007 | $124,980+316.9% | $108,359+380.8% | $154,746+236.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 14.00% | 45.00%-31.0pp | 36.89%-22.9pp | 172.34%-158.3pp |
| Employer contribution / active EE | $1,544 | $2,851-45.8% | $2,399-35.6% | $4,379-64.7% |
| Participant deferral / active EE | $8,385 | $4,743+76.8% | $4,137+102.7% | $6,730+24.6% |
| Admin fee / account holder | $5,000 | $11,502-56.5% | $9,741-48.7% | $14,365-65.2% |