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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $521,007 | $156,616+232.7% | $133,346+290.7% | $198,609+162.3% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 14.00% | 44.25%-30.3pp | 36.85%-22.9pp | 202.70%-188.7pp |
| Employer contribution / active EE | $1,544 | $3,368-54.1% | $2,853-45.9% | $5,055-69.5% |
| Participant deferral / active EE | $8,385 | $4,920+70.4% | $4,332+93.5% | $6,977+20.2% |
| Admin fee / account holder | $5,000 | $17,468-71.4% | $14,264-64.9% | $19,030-73.7% |