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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,277 | $85,024+48.5% | $70,544+79.0% | $139,466-9.5% |
| Participation rate | 90.9% | 73.9%+17.0pp | 68.4%+22.6pp | 80.3%+10.6pp |
| Annual return | 21.52% | 30.39%-8.9pp | 32.79%-11.3pp | 373.66%-352.1pp |
| Employer contribution / active EE | $2,314 | $3,912-40.9% | $2,976-22.2% | $4,754-51.3% |
| Participant deferral / active EE | $6,086 | $5,891+3.3% | $4,568+33.2% | $6,712-9.3% |
| Admin fee / account holder | $1,737 | $8,928-80.5% | $6,427-73.0% | $11,409-84.8% |