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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,951 | $82,314+6.8% | $68,808+27.8% | $134,532-34.6% |
| Participation rate | 90.9% | 75.1%+15.9pp | 69.0%+21.9pp | 81.2%+9.7pp |
| Annual return | -21.19% | -2.18%-19.0pp | -6.37%-14.8pp | 418.27%-439.5pp |
| Employer contribution / active EE | $1,451 | $3,301-56.0% | $2,656-45.3% | $4,741-69.4% |
| Participant deferral / active EE | $6,017 | $4,740+26.9% | $3,942+52.6% | $6,401-6.0% |
| Admin fee / account holder | $3,485 | $6,484-46.3% | $4,936-29.4% | $11,429-69.5% |