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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,408 | $75,935-62.6% | $60,547-53.1% | $125,389-77.3% |
| Participation rate | 75.0% | 76.5%-1.5pp | 68.0%+7.0pp | 83.2%-8.2pp |
| Annual return | 60.04% | -5.38%+65.4pp | 335.64%-275.6pp | 282.24%-222.2pp |
| Employer contribution / active EE | $3,329 | $3,438-3.2% | $2,419+37.6% | $4,866-31.6% |
| Participant deferral / active EE | $5,959 | $4,506+32.2% | $3,328+79.1% | $5,352+11.3% |
| Admin fee / account holder | $5,853 | $6,768-13.5% | $4,536+29.0% | $9,541-38.7% |