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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,013 | $96,491-38.8% | $75,894-22.2% | $152,885-61.4% |
| Participation rate | 46.7% | 76.2%-29.5pp | 69.3%-22.6pp | 82.5%-35.8pp |
| Annual return | 26.96% | 33.98%-7.0pp | 30.76%-3.8pp | 345.39%-318.4pp |
| Employer contribution / active EE | $2,625 | $3,310-20.7% | $2,501+5.0% | $4,763-44.9% |
| Participant deferral / active EE | $7,697 | $4,553+69.0% | $3,603+113.6% | $5,851+31.6% |
| Admin fee / account holder | $204 | $8,079-97.5% | $5,420-96.2% | $11,598-98.2% |