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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,682 | $160,070+25.4% | $147,117+36.4% | $145,897+37.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.39% | 98.69%-86.3pp | 420.54%-408.2pp | 552.29%-539.9pp |
| Employer contribution / active EE | $11,931 | $5,285+125.8% | $4,932+141.9% | $4,663+155.9% |
| Participant deferral / active EE | $11,758 | $8,419+39.7% | $8,065+45.8% | $6,689+75.8% |
| Admin fee / account holder | $639 | $15,035-95.7% | $12,993-95.1% | $13,390-95.2% |