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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,932 | $172,111-14.0% | $150,298-1.6% | $137,256+7.8% |
| Participation rate | 54.5% | 81.7%-27.2pp | 77.8%-23.2pp | 80.0%-25.4pp |
| Annual return | 46.41% | 69.37%-23.0pp | 62.79%-16.4pp | 220.34%-173.9pp |
| Employer contribution / active EE | $1,470 | $4,636-68.3% | $4,154-64.6% | $4,156-64.6% |
| Participant deferral / active EE | $6,550 | $6,166+6.2% | $5,453+20.1% | $6,407+2.2% |
| Admin fee / account holder | $3 | $16,471-100.0% | $14,116-100.0% | $12,270-100.0% |