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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,344 | $183,592-48.6% | $155,574-39.4% | $145,877-35.3% |
| Participation rate | 58.3% | 82.7%-24.4pp | 78.2%-19.9pp | 80.3%-22.0pp |
| Annual return | 21.43% | 61.37%-39.9pp | 64.87%-43.4pp | 551.28%-529.9pp |
| Employer contribution / active EE | $1,349 | $5,317-74.6% | $4,676-71.1% | $4,663-71.1% |
| Participant deferral / active EE | $6,015 | $6,466-7.0% | $5,629+6.8% | $6,691-10.1% |
| Admin fee / account holder | $2 | $19,316-100.0% | $15,914-100.0% | $13,402-100.0% |