Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,705 | $77,638-86.2% | $156,551-93.2% | $62,881-83.0% |
| Participation rate | 48.6% | 71.2%-22.6pp | 84.0%-35.4pp | 69.3%-20.7pp |
| Annual return | 5.89% | 50.33%-44.4pp | 32.23%-26.3pp | 20.14%-14.3pp |
| Employer contribution / active EE | $394 | $3,444-88.6% | $5,501-92.8% | $2,281-82.7% |
| Participant deferral / active EE | $1,097 | $3,046-64.0% | $4,871-77.5% | $3,203-65.8% |
| Admin fee / account holder | $3,901 | $5,561-29.9% | $13,028-70.1% | $4,296-9.2% |