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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,998 | $81,331-69.3% | $155,534-83.9% | $80,935-69.1% |
| Participation rate | 62.1% | 66.3%-4.2pp | 78.2%-16.1pp | 67.7%-5.6pp |
| Annual return | 11.94% | 33.37%-21.4pp | 64.92%-53.0pp | 35.66%-23.7pp |
| Employer contribution / active EE | $1,555 | $3,105-49.9% | $4,675-66.7% | $2,757-43.6% |
| Participant deferral / active EE | $3,588 | $3,454+3.9% | $5,630-36.3% | $4,299-16.5% |
| Admin fee / account holder | $3,372 | $7,999-57.8% | $15,900-78.8% | $6,924-51.3% |