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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,524 | $99,652-51.3% | $78,778-38.4% | $147,585-67.1% |
| Participation rate | 22.2% | 76.2%-54.0pp | 69.2%-47.0pp | 82.8%-60.6pp |
| Annual return | 24.81% | 47.28%-22.5pp | 35.62%-10.8pp | 578.57%-553.8pp |
| Employer contribution / active EE | $665 | $2,796-76.2% | $1,986-66.5% | $4,876-86.4% |
| Participant deferral / active EE | $2,535 | $3,664-30.8% | $2,958-14.3% | $5,439-53.4% |
| Admin fee / account holder | $461 | $7,155-93.6% | $5,134-91.0% | $10,885-95.8% |