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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,966 | $93,346-76.5% | $71,796-69.4% | $273,972-92.0% |
| Participation rate | 36.4% | 76.5%-40.2pp | 69.1%-32.7pp | 83.0%-46.7pp |
| Annual return | 11.08% | 130.39%-119.3pp | 78.04%-67.0pp | 41.46%-30.4pp |
| Employer contribution / active EE | $892 | $2,733-67.4% | $1,924-53.7% | $4,869-81.7% |
| Participant deferral / active EE | $4,001 | $3,475+15.1% | $2,794+43.2% | $5,287-24.3% |
| Admin fee / account holder | $119 | $6,571-98.2% | $4,815-97.5% | $10,133-98.8% |