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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,636 | $138,102-44.5% | $125,381-38.9% | $134,532-43.0% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | -19.56% | 750.73%-770.3pp | 572.31%-591.9pp | 418.27%-437.8pp |
| Employer contribution / active EE | $2,653 | $5,245-49.4% | $4,815-44.9% | $4,741-44.0% |
| Participant deferral / active EE | $5,809 | $7,801-25.5% | $7,448-22.0% | $6,401-9.2% |
| Admin fee / account holder | $8,609 | $11,568-25.6% | $10,007-14.0% | $11,429-24.7% |