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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,623 | $165,361-40.4% | $149,715-34.1% | $158,950-38.0% |
| Participation rate | 78.9% | 84.6%-5.6pp | 82.5%-3.5pp | 82.0%-3.0pp |
| Annual return | 17.62% | 348.24%-330.6pp | 276.66%-259.0pp | 302.91%-285.3pp |
| Employer contribution / active EE | $2,901 | $5,103-43.2% | $4,645-37.5% | $4,762-39.1% |
| Participant deferral / active EE | $5,960 | $7,182-17.0% | $6,842-12.9% | $5,983-0.4% |
| Admin fee / account holder | $860 | $10,808-92.0% | $9,310-90.8% | $11,248-92.4% |