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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,996 | $75,935-93.4% | $60,547-91.7% | $125,389-96.0% |
| Participation rate | 35.7% | 76.5%-40.8pp | 68.0%-32.2pp | 83.2%-47.5pp |
| Annual return | 34.84% | -5.38%+40.2pp | 335.64%-300.8pp | 282.24%-247.4pp |
| Employer contribution / active EE | $500 | $3,438-85.5% | $2,419-79.3% | $4,866-89.7% |
| Participant deferral / active EE | $1,267 | $4,506-71.9% | $3,328-61.9% | $5,352-76.3% |
| Admin fee / account holder | $0 | $6,768-100.0% | $4,536-100.0% | $9,541-100.0% |