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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,738 | $85,790-73.5% | $67,313-66.2% | $135,380-83.2% |
| Participation rate | 57.1% | 76.5%-19.3pp | 69.1%-11.9pp | 82.6%-25.5pp |
| Annual return | -13.48% | -0.54%-12.9pp | -4.08%-9.4pp | 519.81%-533.3pp |
| Employer contribution / active EE | $1,020 | $3,487-70.8% | $2,566-60.2% | $4,779-78.7% |
| Participant deferral / active EE | $3,311 | $4,651-28.8% | $3,568-7.2% | $5,609-41.0% |
| Admin fee / account holder | $0 | $6,392-100.0% | $4,507-100.0% | $10,828-100.0% |