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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,914 | $132,310-85.7% | $105,754-82.1% | $273,972-93.1% |
| Participation rate | 100.0% | 83.2%+16.8pp | 78.9%+21.1pp | 83.0%+17.0pp |
| Annual return | 5.85% | 10.08%-4.2pp | 12.25%-6.4pp | 41.46%-35.6pp |
| Employer contribution / active EE | $2,025 | $4,867-58.4% | $4,079-50.4% | $4,869-58.4% |
| Participant deferral / active EE | $4,674 | $6,233-25.0% | $5,326-12.2% | $5,287-11.6% |
| Admin fee / account holder | $5,121 | $12,036-57.5% | $8,309-38.4% | $10,133-49.5% |