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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,405 | $112,300-79.2% | $90,223-74.1% | $125,389-81.3% |
| Participation rate | 76.5% | 82.9%-6.4pp | 79.0%-2.6pp | 83.2%-6.7pp |
| Annual return | -4.08% | -0.57%-3.5pp | 1.31%-5.4pp | 282.24%-286.3pp |
| Employer contribution / active EE | $2,958 | $5,181-42.9% | $4,378-32.4% | $4,866-39.2% |
| Participant deferral / active EE | $3,493 | $6,733-48.1% | $5,792-39.7% | $5,352-34.7% |
| Admin fee / account holder | $3,047 | $10,990-72.3% | $7,406-58.9% | $9,541-68.1% |