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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ALERA INVESTMENT ADVISORS Service code 26 · EIN 82-1301707 | Advisory (Participants) | $36,469 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $350 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,484 | $58,888+2.7% | $178,498-66.1% | $73,493-17.7% |
| Participation rate | 89.6% | 66.2%+23.4pp | 81.9%+7.7pp | 70.7%+18.9pp |
| Annual return | 16.73% | 24.86%-8.1pp | 151.09%-134.4pp | 28.51%-11.8pp |
| Employer contribution / active EE | $6,470 | $2,236+189.3% | $5,011+29.1% | $2,270+185.0% |
| Participant deferral / active EE | $8,055 | $2,568+213.7% | $5,202+54.8% | $3,740+115.4% |
| Admin fee / account holder | $506 | $400+26.4% | $13,985-96.4% | $513-1.4% |