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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,139 | $115,796-80.0% | $101,264-77.1% | $158,950-85.4% |
| Participation rate | 77.8% | 79.4%-1.6pp | 75.8%+2.0pp | 82.0%-4.2pp |
| Annual return | 21.24% | 56.15%-34.9pp | 46.48%-25.2pp | 302.91%-281.7pp |
| Employer contribution / active EE | $0 | $4,175-100.0% | $3,660-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $6,225 | $4,958+25.5% | $4,370+42.4% | $5,983+4.0% |
| Admin fee / account holder | $1,397 | $7,247-80.7% | $5,947-76.5% | $11,248-87.6% |