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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,170 | $97,729-87.5% | $83,830-85.5% | $135,379-91.0% |
| Participation rate | 70.0% | 80.0%-10.0pp | 76.1%-6.1pp | 82.6%-12.6pp |
| Annual return | -9.29% | 1287.52%-1296.8pp | 850.97%-860.3pp | 519.79%-529.1pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,631-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $4,602 | $4,683-1.7% | $4,082+12.7% | $5,609-18.0% |
| Admin fee / account holder | $987 | $6,674-85.2% | $5,479-82.0% | $10,828-90.9% |