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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,959 | $77,908-42.3% | $149,696-70.0% | $75,173-40.2% |
| Participation rate | 40.5% | 65.6%-25.0pp | 78.8%-38.2pp | 67.2%-26.7pp |
| Annual return | 25.24% | 31.73%-6.5pp | 134.46%-109.2pp | 160.72%-135.5pp |
| Employer contribution / active EE | $1,078 | $3,138-65.6% | $4,821-77.6% | $2,671-59.6% |
| Participant deferral / active EE | $1,850 | $3,411-45.8% | $5,682-67.4% | $4,126-55.2% |
| Admin fee / account holder | $1,744 | $5,950-70.7% | $13,212-86.8% | $5,651-69.1% |