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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,735 | $91,198-79.5% | $178,503-89.5% | $79,856-76.5% |
| Participation rate | 51.4% | 69.2%-17.8pp | 81.9%-30.5pp | 69.6%-18.2pp |
| Annual return | 20.14% | 24.20%-4.1pp | 151.12%-131.0pp | 31.71%-11.6pp |
| Employer contribution / active EE | $1,086 | $3,257-66.6% | $5,011-78.3% | $2,471-56.1% |
| Participant deferral / active EE | $1,686 | $3,237-47.9% | $5,202-67.6% | $3,741-54.9% |
| Admin fee / account holder | $1,059 | $6,748-84.3% | $13,987-92.4% | $5,306-80.0% |