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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,327 | $95,406-69.3% | $185,849-84.2% | $85,847-65.8% |
| Participation rate | 50.0% | 68.8%-18.8pp | 81.7%-31.7pp | 69.3%-19.3pp |
| Annual return | 22.42% | 23.59%-1.2pp | 122.10%-99.7pp | 318.61%-296.2pp |
| Employer contribution / active EE | $1,244 | $3,314-62.5% | $5,169-75.9% | $2,565-51.5% |
| Participant deferral / active EE | $2,019 | $3,424-41.0% | $5,569-63.8% | $3,952-48.9% |
| Admin fee / account holder | $959 | $7,214-86.7% | $16,244-94.1% | $6,261-84.7% |