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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,890 | $81,233-30.0% | $155,567-63.4% | $80,874-29.7% |
| Participation rate | 40.0% | 66.2%-26.2pp | 78.2%-38.2pp | 67.6%-27.6pp |
| Annual return | 18.76% | 33.33%-14.6pp | 64.74%-46.0pp | 35.62%-16.9pp |
| Employer contribution / active EE | $1,094 | $3,101-64.7% | $4,674-76.6% | $2,756-60.3% |
| Participant deferral / active EE | $1,846 | $3,452-46.5% | $5,628-67.2% | $4,297-57.0% |
| Admin fee / account holder | $3,184 | $7,998-60.2% | $15,916-80.0% | $6,935-54.1% |