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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,890 | $81,358-30.1% | $155,556-63.4% | $80,959-29.7% |
| Participation rate | 40.0% | 66.3%-26.3pp | 78.2%-38.2pp | 67.7%-27.7pp |
| Annual return | 18.76% | 33.39%-14.6pp | 64.84%-46.1pp | 35.67%-16.9pp |
| Employer contribution / active EE | $1,094 | $3,106-64.8% | $4,675-76.6% | $2,757-60.3% |
| Participant deferral / active EE | $1,846 | $3,455-46.6% | $5,631-67.2% | $4,300-57.1% |
| Admin fee / account holder | $3,184 | $7,994-60.2% | $15,885-80.0% | $6,925-54.0% |