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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,834 | $174,379-83.5% | $152,093-81.0% | $138,895-79.2% |
| Participation rate | 78.6% | 81.6%-3.1pp | 77.8%+0.8pp | 79.9%-1.3pp |
| Annual return | 16.25% | 74.86%-58.6pp | 66.36%-50.1pp | 145.39%-129.1pp |
| Employer contribution / active EE | $1,659 | $4,652-64.3% | $4,175-60.3% | $4,194-60.4% |
| Participant deferral / active EE | $1,980 | $6,159-67.9% | $5,451-63.7% | $6,396-69.0% |
| Admin fee / account holder | $1,310 | $16,880-92.2% | $14,497-91.0% | $12,562-89.6% |