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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,834 | $181,062-84.1% | $158,223-81.8% | $155,188-81.4% |
| Participation rate | 78.6% | 82.7%-4.1pp | 79.2%-0.6pp | 80.8%-2.2pp |
| Annual return | 16.25% | 57.39%-41.1pp | 52.09%-35.8pp | 148.84%-132.6pp |
| Employer contribution / active EE | $1,659 | $4,565-63.7% | $4,109-59.6% | $4,248-60.9% |
| Participant deferral / active EE | $1,980 | $6,134-67.7% | $5,467-63.8% | $6,531-69.7% |
| Admin fee / account holder | $1,310 | $18,825-93.0% | $16,047-91.8% | $14,480-91.0% |