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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,582 | $210,698-93.1% | $178,014-91.8% | $145,959-90.0% |
| Participation rate | 88.9% | 80.8%+8.1pp | 77.1%+11.8pp | 80.3%+8.6pp |
| Annual return | 9.26% | 386.27%-377.0pp | 294.80%-285.5pp | 561.95%-552.7pp |
| Employer contribution / active EE | $1,320 | $4,567-71.1% | $3,950-66.6% | $4,661-71.7% |
| Participant deferral / active EE | $1,953 | $6,958-71.9% | $6,276-68.9% | $6,689-70.8% |
| Admin fee / account holder | $17,195 | $12,016+43.1% | $10,362+66.0% | $13,398+28.3% |