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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,163 | $176,077-83.4% | $159,455-81.7% | $167,518-82.6% |
| Participation rate | 55.6% | 84.9%-29.4pp | 82.8%-27.3pp | 82.1%-26.6pp |
| Annual return | 28.18% | 331.83%-303.7pp | 263.63%-235.4pp | 478.71%-450.5pp |
| Employer contribution / active EE | $5,985 | $5,298+13.0% | $4,830+23.9% | $4,838+23.7% |
| Participant deferral / active EE | $4,537 | $7,751-41.5% | $7,353-38.3% | $6,342-28.5% |
| Admin fee / account holder | $951 | $12,556-92.4% | $10,800-91.2% | $12,312-92.3% |