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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,147 | $148,623-65.6% | $135,974-62.4% | $139,466-63.3% |
| Participation rate | 85.7% | 83.9%+1.9pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 11.26% | 79.30%-68.0pp | 68.30%-57.0pp | 373.66%-362.4pp |
| Employer contribution / active EE | $4,363 | $5,246-16.8% | $4,859-10.2% | $4,754-8.2% |
| Participant deferral / active EE | $6,320 | $8,103-22.0% | $7,760-18.6% | $6,712-5.8% |
| Admin fee / account holder | $3,446 | $12,406-72.2% | $10,767-68.0% | $11,409-69.8% |