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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,279 | $148,582-69.5% | $135,942-66.7% | $139,456-67.5% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 18.97% | 79.26%-60.3pp | 68.28%-49.3pp | 373.45%-354.5pp |
| Employer contribution / active EE | $296 | $5,245-94.4% | $4,858-93.9% | $4,753-93.8% |
| Participant deferral / active EE | $4,331 | $8,101-46.5% | $7,759-44.2% | $6,711-35.5% |
| Admin fee / account holder | $423 | $12,402-96.6% | $10,764-96.1% | $11,407-96.3% |