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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,932 | $157,296-96.9% | $141,191-96.5% | $152,897-96.8% |
| Participation rate | 88.9% | 84.8%+4.1pp | 82.5%+6.4pp | 82.5%+6.4pp |
| Annual return | 0.00% | 64.34%-64.3pp | 71.41%-71.4pp | 345.43%-345.4pp |
| Employer contribution / active EE | $2,086 | $5,262-60.4% | $4,736-56.0% | $4,764-56.2% |
| Participant deferral / active EE | $3,074 | $7,111-56.8% | $6,710-54.2% | $5,851-47.5% |
| Admin fee / account holder | $598 | $12,125-95.1% | $10,264-94.2% | $11,599-94.8% |