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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,649 | $108,942-57.2% | $100,415-53.5% | $145,897-68.0% |
| Participation rate | 44.4% | 83.0%-38.5pp | 81.5%-37.1pp | 80.3%-35.9pp |
| Annual return | 11.89% | 58.27%-46.4pp | 49.47%-37.6pp | 552.29%-540.4pp |
| Employer contribution / active EE | $0 | $4,422-100.0% | $3,943-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $6,194 | $8,461-26.8% | $8,091-23.4% | $6,689-7.4% |
| Admin fee / account holder | $528 | $9,702-94.6% | $7,906-93.3% | $13,390-96.1% |