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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,475 | $209,422-77.3% | $178,503-73.4% | $158,982-70.1% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 16.12% | 188.81%-172.7pp | 151.12%-135.0pp | 302.99%-286.9pp |
| Employer contribution / active EE | $8,853 | $5,707+55.1% | $5,011+76.7% | $4,763+85.9% |
| Participant deferral / active EE | $6,199 | $5,955+4.1% | $5,202+19.2% | $5,983+3.6% |
| Admin fee / account holder | $414 | $17,079-97.6% | $13,987-97.0% | $11,252-96.3% |