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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,404 | $180,459-91.5% | $154,108-90.0% | $135,380-88.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | 0.00% | 888.21%-888.2pp | 735.21%-735.2pp | 519.81%-519.8pp |
| Employer contribution / active EE | $10,774 | $6,035+78.5% | $5,298+103.4% | $4,779+125.4% |
| Participant deferral / active EE | $5,861 | $5,806+0.9% | $5,081+15.4% | $5,609+4.5% |
| Admin fee / account holder | $480 | $16,145-97.0% | $13,411-96.4% | $10,828-95.6% |