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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,903 | $202,342-82.8% | $172,753-79.8% | $152,909-77.2% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 20.11% | 1029.88%-1009.8pp | 803.00%-782.9pp | 345.46%-325.4pp |
| Employer contribution / active EE | $10,633 | $5,857+81.5% | $5,144+106.7% | $4,764+123.2% |
| Participant deferral / active EE | $5,768 | $5,948-3.0% | $5,198+11.0% | $5,851-1.4% |
| Admin fee / account holder | $379 | $17,112-97.8% | $13,956-97.3% | $11,601-96.7% |