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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,976 | $111,814-30.3% | $93,654-16.7% | $145,959-46.6% |
| Participation rate | 65.0% | 74.2%-9.2pp | 68.7%-3.7pp | 80.3%-15.3pp |
| Annual return | 12.28% | 203.30%-191.0pp | 133.34%-121.1pp | 561.95%-549.7pp |
| Employer contribution / active EE | $1,388 | $3,092-55.1% | $2,421-42.7% | $4,661-70.2% |
| Participant deferral / active EE | $5,107 | $4,914+3.9% | $4,413+15.7% | $6,689-23.6% |
| Admin fee / account holder | $3,778 | $10,246-63.1% | $8,282-54.4% | $13,398-71.8% |