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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,970 | $138,075-48.6% | $123,552-42.6% | $135,379-47.6% |
| Participation rate | 95.2% | 84.7%+10.5pp | 82.3%+12.9pp | 82.6%+12.6pp |
| Annual return | -7.48% | 153.70%-161.2pp | 119.20%-126.7pp | 519.79%-527.3pp |
| Employer contribution / active EE | $2,307 | $5,152-55.2% | $4,628-50.1% | $4,779-51.7% |
| Participant deferral / active EE | $7,865 | $6,800+15.7% | $6,426+22.4% | $5,609+40.2% |
| Admin fee / account holder | $2,330 | $10,917-78.7% | $9,285-74.9% | $10,828-78.5% |