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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,191 | $127,386-66.9% | $115,037-63.3% | $125,388-66.4% |
| Participation rate | 82.6% | 84.2%-1.5pp | 81.4%+1.2pp | 83.2%-0.6pp |
| Annual return | -2.58% | 31.28%-33.9pp | 26.14%-28.7pp | 282.24%-284.8pp |
| Employer contribution / active EE | $1,469 | $5,166-71.6% | $4,608-68.1% | $4,866-69.8% |
| Participant deferral / active EE | $4,251 | $6,423-33.8% | $6,026-29.5% | $5,352-20.6% |
| Admin fee / account holder | $1,599 | $9,516-83.2% | $8,175-80.4% | $9,541-83.2% |